Purchase / Sale

Purchase/Sale Fees | Conforming Refinancing Fees | Non-Conforming Refinancing Fees

 

PURCHASE/SALE
Rate Schedule
as of September, 2015

Closing Fee in Office (Buyer pays) ................................................................................................................. $ 175
Closing Fee Out of Office .............................................................................................................................. $ 200
Closing Fee Contiguous Counties to Del. /Franklin .......................................................................................... $ 225
Closing Fee All Other Counties ..................................................................................................................... $ 250
Closing Fee (for simultaneous 2nd Mortgage or Line of Credit) ....................................................................... $ 100
Title Exam (Seller pays) ................................................................................................................................. $ 150
Binder Fee (split between Buyer and Seller) ................................................................................................... $ 100
Deed Preparation (Seller pays) ........................................................................................................................ $ 50
Deed Recording Fee (Buyer pays) ....................................................... $28 for first 2 pages, then $8 for each additional page
Recording for Release of Mortgage (Seller pays) ................................ $32 (assuming 2 pages and reference info)
Conveyance Fee* (Seller pays) (Franklin County) ................................ $2 for each $1,000 plus 50 cents
Simultaneous Issue Fee (for Lender's Title Policy) (Buyer pays) ..................................................................... $ 100
Survey coverage (Buyer pays if required by Lender for Lender's Title Policy) ................................................. $ 50
EPA Endorsement (Buyer pays if required by Lender for Lender's Title Policy) .............................................. $ 75
ARM Endorsement (Buyer pays if required by Lender for Lender's Title Policy) ............................................. $ 75

Closing Protection Coverage (Lender) ........................................................................................................... $ 40
Closing Protection Coverage (Buyer) ............................................................................................................. $ 20
Closing Protection Coverage (Seller) ............................................................................................................. $ 55
Closing Protection Coverage (Minimum) ........................................................................................................ $ 40

Title Insurance (Seller pays) See Below

ORIGINAL TITLE INSURANCE RATE FOR OWNER'S OR LEASEHOLD POLICIES

An owners policy insuring fee simple estate, will not be issued for less than the full value of the insured's interest in the land. An owner's policy, insuring a leasehold estate, will not be issued for less than the aggregate value of the rentals payable under the primary term of the lease, in connection with which policy is requested, or the full value of the land, whichever is less.

The rate for original owner's or leasehold insurance is:

Per Thousand or any fraction thereof:
Up to $150,000 of liability written ............................................... $ 5.75/$1,000
Over $150,000 and up to $250,000 add .................................... $ 4.50/$1,000
Over $250,000 and up to $500,000 add .................................... $ 3.50/$1,000
Over $500,000 and up to $10,000,000 add ............................... $ 2.75/$1,000
Over $10,000,000 add ............................................................... $ 2.25/$1,000
Minimum Charge ......................................................................... $175.00

Reissue rates available upon request (30% discount on original policy if less than 10 years old)


*Please note Conveyance Fees differ by county: Franklin County charges $2 for each $1,000 plus 50 cents per parcel, while Delaware County charges $3 for each $1,000 plus 50 cents per parcel and Fairfield County charges $4 for each $1,000 plus 50 cents per parcel. Our office can provide you with the county conveyance fees for all other counties in Ohio.

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